Mohidin Properties & Holdings

Having a ready to move in home in Goa is a dream for many whether you are an Indian or foreigner but purchasing a property in Goa does have several rules and regulations depending whether you’re a non-citizen or resident.

This article goes through situations where non goans can and cannot purchase property in Goa.

Can Non Goans buy Property in Goa?

Exteririor shot of an apartment with a basketball court in front of it

Any resident of India that is not residing in Goa, or an Indian resident not residing in India i.e. Non Resident Indian (NRI) and Person of Indian Origin (PIO) is allowed to buy immovable property in Goa except for agricultural/plantation/farm house property according to the FEMA Provision. This means non-goans, which in this case are NRIs and PIOs, can buy property available for sale in Goa but with some restrictions.

Although in recent years, there has been a backlash from Goans for outsiders who come to buy land and property because it is inexpensive.

According to the Goa Housing Board, 30 years of domicile or residency is mandatory for buying properties offered by the Goa Housing Board.

For Overseas Citizen of India (OCI), the applicant has to be a citizen of India and must be born in Goa on or before December 19, 1961, or born to a parent who resided in Goa for the last 30 years, or was born in Goa and has been a resident of the state continuously for the last 30 years.

There will be certain special requirements for an NRI wanting to buy land in Goa.

These requirements include:

  • Firstly, they should have a PIO (Person of Indian Origin) or OCI (Overseas Citizenship of India) card. 
  • They must adhere to the current Foreign Exchange Management Act (FEMA) rules.
  • Ensuring that there is Nil Encumbrance on the property to confirm that the particular property is free of any economic or legal liabilities.

For a more exhaustive list of requirements for NRIs, you can visit this link for guidelines to buying property.

Documents required by NRIs to Buy Property in Goa

Photo by Cytonn Photography, Source: Unsplash

If you are NRI looking forward to purchasing real estate in Goa, one thing you’ll be happy to know is that there are no restrictions in buying residential or commercial property which is available for sale, however purchase of agricultural land, farmhouses and plantations in Goa is not allowed. 

Here are the documents that you’ll need for buying real estate and property in Goa:

  • Passport and/or OCI card – If foreign passport, need a PIO and OCI card to buy property.
  • PAN Card – important for transaction of property
  • Power of Attorney – to execute purchase transaction when not available in India
  • Registration Documents – current address proof documents (eg. utility bills), passport size photos for sale deed registration.

Following documents must be verified for a stress-free process:

  • Title deed 
  • Approved plan
  • Building permit
  • Occupation certificate (if it is a ready building)
  • Older title deeds, if any
  • Updated encumbrance certificate
  • Share certificate (for a cooperative housing society)
  • NOC from the society
  • RERA registration

What about Foreigners?

Photo by Mikhail Pavstyuk, Source: Unsplash

According to the Foreign Exchange Management Act (FEMA) of 1999, a foreigner is not allowed to buy property neither in Goa nor India.

The law prohibits foreigners from purchasing property in India, but there are two exceptions stated in Section 6(5) of FEMA, 1999 that allow them to purchase property in India. These are:

  • A person residing outside India can purchase property in India if he/she owned such property when he/she was resident of India.
  • Or the property is inherited by the person residing outside of India from a person who was resident in India.


Although there are several exceptions in the law which allows foreigners to purchase property in Goa.

One such exception is when a foreigner forms a company, registers it under Indian law, and holds any non agricultural property in that company’s name.

The paperwork is done by the property firm if the concerned foreigner buys the property from them.

Section 2 (v) (iii) of FEMA states that any business, office, or branch in India, controlled, claimed, or owned by a person residing outside the country is considered as a property of that person. 

A statement has to be made in the prescribed form and submitted to the RBI within 90 days of the property purchase

What are the documents required to buy land in Goa?

Photo by Mikhail Pavstyuk, Source: Unsplash

The following set of documents are needed before its sale of a land/property :-

Sale Deed

The Sale deed is the most important document required for purchasing a plot and has to be produced in original as it establishes the ownership of title of the property. You need to register the sale deed in the Sub-Registrar’s Office of the area where the property is located.

Power Of Attorney Documents

This document is required to prove whether the sale or purchase of a particular property is being done by an authorised person on behalf of the owner of the property. This has to be produced in original for getting a home loan.

No-Objection Certificates (NOC)

There are up to 19 NOCs that have to be acquired by a developer from different authorities while building a housing project. 

The number may vary according to specific state rules. Ask your developer to provide you with copies of these NOCs for your personal record.

Allotment Letter

An allotment letter is required for getting a home loan. It is issued by a developer or the housing authority, stating the description of the property and details of the amount paid by the buyer to the developer. 

It is to be noted that an allotment letter is not the same as an agreement of sale; an allotment letter is issued on the letterhead of the authority while a sale agreement is documented on a stamp paper. 

Furthermore, an allotment letter is issued to the first owner and other owners can ask for the copy of the original letter from the seller.

Sale Agreement

The sale agreement lists the information about the plot including the terms and conditions, the possession date, the payment plan, and the plot specifications. The agreement also holds the developer responsible for the completion of the property. This document has to be produced in original for property purchase and acquiring home loan.

Possession Letter

This document is provided to the buyer by the developer, and sets a date on which the latter would grant the former the possession of the property. The original copy of this document has to be produced for getting a home loan.

Payment Receipts

Collect original payment receipts from the developer if you are buying a new plot project. If you are buying a resale property, ask for a copy of receipts from the seller to be produced to the bank. 

Property Tax Receipts

Property owners have to pay taxes. Ensure that the previous occupier/owner had paid property taxes and there are no pending dues. Property tax receipts also help in proving the legal status of the property.

Encumbrance Certificate

An encumbrance certificate is required to prove that the plot does not have any outstanding legal dues or mortgages. This is one of the key documents banks ask for before they grant you a loan. This certificate also has all the details related to the past transactions of the property. In India, a Form 15 is issued if a property has any encumbrance registered; otherwise, a Form 16 will be given to the owner, stating there are no encumbrances.

Procedure to Buy Land in Goa

Photo by Scott Graham's, Source: Unsplash
    1. The applicant should register his/her land transaction document in the Office of the Sub-Registrar.
    2. Then he/she should acquire the land registration document known as “Dalil” ( Gift Deed Registration/Sale Deed Registration/ or any Registration Deed arising from the above process of owning land).
    3. The applicant should then visit the Tehsildar office (TK) and apply for mutation in Form No.21 of TRLR ACT (Application form for Mutation).
    4. The Circle officer (DCM or RI) will test the entries in the mutation and shall order for field enquiry to the Tehsil office before the date of hearing. Conduct field enquiry by an Amin.
    5. When handing over of Khatian( Record of Rights), the charges of Rs.15 per page of Khatian is required from the applicant and Rs 4/- per extra page of the concerned Khatian. Then an applicant will receive an acknowledgement receipt to the concerned applicant as a proof of collection of charge.
    Courtesy: IndiaFilings

Mohidin Properties and Holdings has become a trusted name in the real estate industry

Property in Goa

If you’re looking for a place to call home in Soth Goa, then Hamlet By the Bay would be the best place to settle. The Hamlet by the Bay is a luxurious and modern gated community, with breathtaking views of the Arabian Sea. The 12.5-acre layout provides plenty of space for families to grow.

Mohidin Properties and Holdings is a leading real estate firm that has been operational for nearly two decades. The real estate company has a rich legacy of providing quality housing and commercial spaces to its clients. Mohidin Properties and Holdings believes in giving attention to every detail while creating living spaces, be it the exterior or interior design of the property. They offer 2 bhk flat, 3 bhk flat, and numerous other properties for sale in top localities such as in Dabolim, Vasco-Da-Gama, and in Sancoale to name a few. In addition to quality construction, Mohidin Properties and Holdings also offers a wide range of recreational amenities in their projects such as a swimming pool, clubhouse, kids play area, indoor games, etc. With its commitment to excellence and customer satisfaction.

Here are some properties that we recommend:

Mohidin’s Hamlet By The Bay (premium residential plots for sale in Goa)

Property in Goa

Mohidin’s Hamlet By The Bay is a premium residential project located in Dabolim, South Goa which is currently under construction. The project offers premium residential plots with a serene bay view. The gated property features rolling green lawns and open spaces, making it the perfect place to relax and enjoy nature. Being a proud member of this community, you will have access to a number of amenities, such as a swimming pool, clubhouse, and gym. The project is an excellent investment opportunity, with plots currently available for sale. If you are looking for a place to purchase and build your dream house in Goa, Mohidin’s Hamlet By The Bay should be at the top of your list.

Mohidin’s Iconia

Property in Goa

Mohidin’s Iconia is a luxurious residential project located in Dabolim, South Goa. The project offers 3 bhk premium apartments with stunning ocean views. The property features well-manicured gardens, a swimming pool, and a clubhouse, making it the perfect place to relax and enjoy the sun. Being a proud member of this community, you will have access to a number of amenities, such as a gym. The project is an excellent investment opportunity, with apartments currently available for sale. If you are looking for a place to purchase your new home in Goa, Mohidin’s Iconia should be a project on your mind.

PARQUE DOS PRINCIPES (2 & 3 bhk apartment)

PARQUE DOS PRINCIPES is a great place to buy your first house in Goa. It offers double-height shops on the ground floor, which is perfect for businesses. The balconies offer a great view of the road, and the 3 BHK flats are perfect for those who want to be close to the action. The location is perfect for those who want to be close to the beach, and the community is friendly and welcoming. There are plenty of reasons to invest in property in Goa, and Mohidin’s PARQUE DOS PRINCIPES is a great place to start.

Mohidin's Urbanscape (1 & 2 bhk apartment)

Property in Goa

Mohidin’s Urbanscape is one of the best places to buy an affordable home in Goa. The new aesthetically designed 1 bhk and 2 bhk apartment homes with top-of-the-class specifications are set in a tranquil space and serene environments. Each apartment is spaciously designed to feel like an independent house embellished with the finest lifestyle amenities. The eye for detailing, quality features and expertise make this a home that will truly redefine luxury living in the city.With a focus on convenience and value creation, Mohidin’s Urbanscape is an ideal choice for buyers and investors looking for real estate in Goa

Mohidin Properties and Holdings is a leading real estate firm that can help you find the perfect property in Goa. Contact us today to learn more about our services.

Phone – +91-9373113145, +91-9049442699

Landline – +91-8322512415, +91-8322512418, +91-8322514755

Email –


Category :